Real Estate Services Fees*  Buyer's Fees Contract Preparation  Settlement Fee  Construction Financing $150  $425  $50 per draw Title Search/Abstract (estimate)  Construction draw updates $100-$150 (River City Title or other title insurance company)  $50  (includes processing and River City Title update costs) (other companies may be higher) Title Insurance Binder $100 (River City Title) (other companies may be higher) Recording Fee $55 (River City Title) (other companies may be higher) Printing/copy loan package (if applicable)  Preparation of court-required cover sheets required by some counties (if applicable) $25  $25 Courier/Overnight Carrier packages $25 each Title Insurance (Owner's and Lender's Policy) * I recommend enhanced coverage, which will be ordered unless          otherwise specified. $3.90 per $1,000 of sale price + $50 for lender's policy*  $3.90 per $1,000 of sale price for enhanced policy + $50 for lender’s policy    *If you can obtain a recent title insurance policy from the owner/seller of the property, we can usually use that policy to obtain a re-issue title insurance rate, which may save up to 40% on the costs of title insurance.    Seller's Fees Contract Preparation Complete Seller Representation: Contract review, Document Preparation, Closing Statement review Deed Preparation Only:      Sale Transactions      Deeds of Gift, Quitclaims, etc. Deed Preparation services for Title Companies and other volume producers: $150 $200     $125 $100 $125 Courier or overnight mail packages $25 Obtaining payoffs and releases $50    Other Services Preparation of Promissory Note and Deed of Trust $150 - $200 Preparation of Rent-back Agreements, Escrow Agreements, Contract Addenda $75 - $150 Preparation of Residential Leases Preparation of Commercial Leases $150 $200-$350 Preparation of Subordination Agreements, Powers of Attorney, Easements,  Options, Modification Agreements $100-$250 Hourly rate for most non-flat fee services $240   State and County Recording Fees and Transfer Taxes   Clerk’s Recording Fees*:          Deed          Deed of Trust (mortgage)          Release/certificate of          satisfaction of paid-off          mortgage BUYER RESPONSIBILITY   $31 $32-66     SELLER RESPONSIBILITY      $31 Transfer taxes based on the purchase price:*         VA tax for Deed         County/City tax for Deed   .0025% of sale price .00834% of sale price   n/a Transfer taxes based on the mortgage amount:*:         VA tax for Mortgage         County/City tax for Mortgage   .0025% of mortgage amount .00834% of mortgage amount   n/a Grantor Tax* n/a .001% of sale price   *Please note that these calculations are for demonstrative purposes only.  Some fees vary by county or city, and fees and taxes change from time to time. THE FOLLOWING FEES MAY BE CHARDED BY YOUR LENDER.  YOU SHOULD RECEIVE A GOOD FAITH ESTIMATE OF ALL CHARGES, WHICH WILL INCLUDE AN ESTIMATE OF THE CHARGES AND COSTS LISTED ABOVE.  ALL OF THE FEES LISTED BELOW VARY FROM LENDER TO LENDER. Lender fees may include: "Points" (1 point =1% of loan amount) Appraisal/Application Fees Credit Report Fees Document Preparation Fees Underwriting Fees Flood Certification Fees Tax Service Fees Processing Fees Interest Rate Lock-In Fee Mortgage Broker commissions and fees Prepaid Items: Real Estate Tax Escrows Hazard Insurance Escrows Homeowner’s Association or Condominium Dues Mortgage Insurance Interim Interest   *  Please note that the fees stated herein are subject to change.  If you retain my services, you will be given an exact quote for my fees.  The government fees stated above are estimates only based on current regulations and are subject to change from time to time.